State Program Programs

Provides down payment support for low- to moderate-income buyers purchasing homes in Fort Wayne, Indiana.

Supports buyers in Gary, Indiana with grants or low-interest loans to purchase and renovate homes.

Provides federal HOME funds to nonprofit developers for the construction or rehab of affordable housing across Indiana.

Builds upon the First Home Program by offering additional closing cost support and DPA options for qualified first-time buyers.

Aimed at first-time buyers, this program enhances the First Home benefits with additional down payment support and reduced rates.

Designed for first-time FHA buyers, the H2O Program offers 3.5% down payment assistance and supports low to moderate-income families across Indiana.

Allows eligible voucher holders to apply their housing assistance payments toward mortgage payments rather than rent.

A matched savings program supporting low-income individuals who want to buy a home, pursue education, or start a business.

Offers a federal tax credit of up to $2,000 annually for eligible first-time buyers using IHCDA loans, helping reduce long-term costs.

Provides temporary financial relief to Indiana homeowners at risk of foreclosure due to hardship such as job loss or medical emergencies.

A flexible mortgage option that doesn’t require first-time buyer status and can be paired with MCC and other forms of assistance.

A flexible mortgage solution for first-time and repeat buyers, offering down payment assistance and competitive rates across Indiana.

Provides down payment assistance and 30-year fixed mortgages for both first-time and repeat homebuyers purchasing new or pre-owned homes in Indiana.

Helps buyers construct their own home by providing a combined construction-to-permanent mortgage solution with simplified financing.

Provides funding for housing projects, homebuyer assistance, and economic development across Indiana’s communities.

Provides counseling and financial assistance to Indiana homeowners facing foreclosure or hardship.

Supports housing initiatives for extremely low-income individuals, including construction, rehabilitation, and rental assistance.

Offers financial incentives for first-time homebuyers purchasing homes within Indianapolis city limits.

Helps first-time buyers in South Bend with grants or forgivable loans to reduce upfront home purchase costs.